ISLAMABAD: The World Bank has approved $194 million in financing for two major development projects in Balochistan to expand educational access and strengthen water security, while the Asian Development Bank (ADB) signed a $350m loan agreement for a landmark initiative to boost women`s financial inclusion in Pakistan.

The World Bank`s $100m `Getting Results: Access and Delivery of Quality Education Services in Balochistan`(GRADES-Balochistan) project aims to benefit around 250,000 students by increasing enrolment and improving literacy and numeracy in early childhood and primary education. Key components include expanding school readiness through quality early childhood education, introducing double shifts and public-private partnerships to increase school capacity, ensuring safe transport, constructing climate-resilient classrooms, and implementing a comprehensive teacher development programme.

The project will support 5,000 teachers through continuous professional development and provide scholarships to 400 female students to pursue pre-service teacher education, encouraging them to become future mentors and role models.

`The GRADES-Balochistan project aims to reduce learning poverty in the province, while the Balochistan Water Security andProductivity Improvement Project will help address water security challenges and enhance climate resilience,` said Najy Benhassine, WB Country Director for Pakistan.

`The bank remains committed to supporting Balochistan through strategic investments in infrastructure and human development.

Project Team Leader Inga Afanasieva noted that the initiative addresses critical gaps in access to and quality of early education while strengthening disaster resilience and environmental sustainability.

The second World Bank-funded initiative, the Balochistan Water Security and Productivity Improvement Project (BWSPIP), will receive $94m to improve livelihoods for smallholder and tenant farmers in the Nari, Talli, and Lehri river basins of the Kachi Plain, and enhance water supply services in Quetta. The project is expected to benefit 500,000 people through improved access tobasic water supply and an additional 80,000 through climate-resilientinfrastructure.

Key interventions include enhanced flood protection, increased access to water for productive use, and improvements in water supply service delivery. The initiative seeks to boost agricultural productivity and economic stability by improving irrigation infrastructure.

`The project supports the implementation of Pakistan`s Resilient Recovery Framework and aims to benefit farming communities and Quetta residents. It also includes a strong focus on empowering women in community-level water management,` said Carolina Dominguez Torres, the project`s Task Team Leader.

Financial inclusion Separately, ADB signed a $350m loan agreement comprising a $300m policy-basedloan and a $50m financial intermediary loan under the Women Inclusive Finance Sector Development Programme. The agreement was signed by Economic Affairs Division Additional Secretary Sabina Qureshi and Head of ADB`s Project Administration Unit Dinesh Raj Shiwakoti. The State Bank of Pakistan signed the project agreement for the financial intermediary loan.

The subprogramme-II builds on earlier policy reforms introduced under the first phase and targets four key areas: enabling policy and regulatory frameworks for women`s financial inclusion, increasing the availability of finance for women, supporting women entrepreneurs, and promoting equitable and inclusive practices in the financial sector. ADB said the programme is expected to make a significant contribution to Pakistan`s efforts for inclusive, resilient, and sustainable development.